New drivers, purchase insurance is a big problem, is put on the market all types of insurance are to buy the whole good, still blindfolded, just buy two insurance will start on the road? Te Yu silicone oil fan clutch said, novice road accidents, so in the choice of insurance to be particularly careful, must learn to analyze their driving habits, targeted to choose the corresponding insurance products.

Novice should according to their own habits to buy insurance

Many novice license is to buy a car, buy a car with a family outing, although thenovice will with great care, but because of the lack of strain experience, the proportion of annual new driver has a substantial rise in. Therefore, special Yusilicone oil fan clutch is recommended novice road, buy a few categories to come near.

Compulsory insurance is the legal insurance, be sure to buy. Cross strong insurance, beginners should basic insurance purchase is the loss of vehicleinsurance and third party liability insurance, the loss of vehicle insurance is aguarantee of their vehicle can get enough compensation for the accident losses,and the third party liability insurance is in the event of an accident, caused by one's own responsibility for third party property damage and personal injury losses make the insurance claim. The third party liability insurance guarantee amount according to the owner's own driving habits, choose their own risk tolerance, the owners ofthe general insurance in the amount of 200000 to 500000 yuan interval. Special Yusilicone oil fan clutch said, with the city's rising living standards, personal injurycompensation standard is rising, and rubbed car events occur frequently, novice road, the third party liability insurance is the most important, the proposed purchase in the amount of 500000 or more than 500000 yuan.

Special Yu silicone oil fan clutch said moreover, like new drivers often with a family outing to work with colleagues or friends, staff car accident insurance is particularly important, the owners can purchase the driver's accident insurance and staff caraccident insurance for risk averse, if the vehicle will often travel abroad, especially in some remote areas, the owners to buy the best a car pilfer rush to deal with an emergency and with the car luggage insurance; if the community for people to drive to often encounter rub, can buy a scratch insurance. Of course, insurance is a lowprobability event, any kind of risk are likely to occur, if consumers extreme risk aversion, so, in separate glass breakage, engine inlet combustion vehiclesinsurance, insurance, can carry out a full range of insurance.